Twelve million people live along Lake Michigan's shores. Many small cities in Northern Michigan and Door County, Wisconsin are centered on a tourist base that takes advantage of the beauty and recreational opportunities offered by Lake Michigan. These cities have large seasonal populations that arrive from nearby urban areas such as the Chicago, Milwaukee and Detroit areas, as well as from southern states, such as Florida and Texas. Some seasonal residents have summer homes along the lake shore, and return home for the winter. The southern tip of the lake is heavily industrialized. Cities on the shores of Lake Michigan include:
- Illinois
- Chicago
- Evanston
- Highland Park
- Lake Forest
- North Chicago
- Waukegan
- Wilmette
- Winnetka
- Indiana
- East Chicago
- Gary
- Hammond
- Michigan City
- Portage
- Porter
- Whiting
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| - Michigan
- Benton Harbor
- Bridgman
- Charlevoix
- Douglas
- Elberta
- Escanaba
- Ferrysburg
- Frankfort
- Gladstone
- Glen
- Grand Beach
- Grand Haven
- Harbor Springs
- Holland
- Mackinaw City
- Manistee
- Manistique
- Menominee
- Michiana
- Ludington
- Muskegon
- New Buffalo
- Norton Shores
- Petoskey
- Saugatuck
- St. Joseph
- Shoreham
- South Haven
- Traverse City
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| - Wisconsin
- Algoma
- Cudahy
- Fox Point
- Green Bay
- Kenosha
- Kewaunee
- Manitowoc
- Milwaukee
- Oconto
- Port Washington
- Racine
- Sheboygan
- Shorewood
- South Milwaukee
- Sturgeon Bay
- Two Rivers
- Whitefish Bay
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